Products & Services
Estate & Asset
Protection Strategies
To fully leverage estate preservation opportunities and help develop strategies:
- Will and trust design strategies
- Property ownership alternatives
- Estate tax reduction techniques
- Life insurance analysis
- Qualified plan distribution
- Family gifting strategies
- Charitable planning
Business Owner Planning
Business succession planning, which covers:
- Identifying the issues surrounding the development of the next generation of management, regardless of whether you plan to sell or keep the business in the family;
- Deciding when and how to transfer your business and;
- Minimizing the impact of taxes so your family, your company and your employees are not at risk.
- Executive compensation planning
Retirement Planning
Our retirement planning services include:
- Needs assessment
- Retirement income modeling
- Benefits analysis
- Distribution options
- Long-term care funding options
Investment Management*
We leverage the power of technology to drive our disciplined investment process, which encompasses these five steps:
- Advice, consulting and planning
- Portfolio modeling analysis and design
- Investment policy statement development
- Implementation, manager search and selection
- Ongoing monitoring, due diligence and reporting
Wealth Management Products*
Our wealth management services are designed to address your unique financial needs. In addition to our comprehensive planning process, we offer a broadly diversified portfolio of high quality investment and insurance products to help assure you that every aspect of your wealth picture is understood and considered as part of your overall financial plan.
Investment and Advisory programs*
- Separate accounts
- Multi-strategy accounts (in development)
- Mutual fund wrap programs
- Direct participation programs
- Alternative investments
- Hedging strategies
- Variable annuities
- College funding/529 savings plans
Insurance and Annuities
- Life insurance and fixed annuities
- Disability income insurance
- Long-term care insurance
Employee Benefits
- Profit sharing, 401(k) & 403(b) plans
- Group insurance
- Employer-sponsored life insurance